Benefits Provided by 1 Unit of Cover
| Benefit | Cover | Benefit Amount |
| 1 | Accidental Death | £2,000 |
| 2 | Death by Natural Causes | £20,000 |
| 3 | Permanent Total Disablement | |
| Level 1 – An insured person being unable to follow any and every gainful occupation | £25,000 | |
| Level 2 – An insured person being unable to continue their usual occupation | £2,500 | |
| Level 3 – An insured person unable to receive specialist pay following a change in duties | £1,500 |